Expert Underwriting for Property Risks

Property Insurance Solutions

Providing independent agencies with customized property insurance solutions for high-risk.

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Tailored Property Coverage in the E&S Marketplace


Property insurance is a critical component of risk management for businesses, ensuring protection against physical loss, damage, and catastrophic events. At Souders Underwriting Group, we specialize in underwriting solutions for independent agencies, helping them secure customized policies in the Excess & Surplus (E&S) marketplace.



Our underwriting expertise allows us to craft property insurance programs that address hard-to-place risks, high-value assets, and industries with unique exposures. Whether it’s commercial real estate, manufacturing facilities, or specialty properties, we help agencies navigate market challenges and secure comprehensive coverage.

  • 100% insured to value replacement cost
  • Primary, excess of loss and full value policies
  • Equipment Breakdown for additional premiums
  • Markets available for high-risk properties
  • Standalone Coastal Quake and Flood
  • Coastal, Tier 1 and Tier 2 properties considered

We Help With Coverage for:

Hotel/Motels

Condominiums

Apartments

Strip Malls & Shopping Centers

Office Buildings

Convenience Stores

Churches

Warehouse & Distribution

Lessor’s Risks Only

Nursing Homes & Assisted Living

Vacant Risks

Restaurants

Schools

Health & Country Clubs

Gyms

Auto Repair / Sales

And Many More

Wind Deductible Buyback Policies 

  • We can write Commercial, Residential and Builders Risk WDBB Policies
  • Reduce Wind Deductibles up to 15%
  • Coastal, Tier 1, and Tier 2 considered
  • Quoted in house, with quick turnaround times!
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